Parris Jewelers offers a three month layaway plan for our customers. A layaway requires a 20% deposit and requires a monthly payment. The minimum amount of the monthly payment is based on the balance of the purchase after the 20% downpayment divided by 3. Items that are on sale are not eligible for layaway. Special orders are not eligible for layaway. Restocking fees are applied to a layaway cancelled prior to six months. Full layaway deposits are forfeited after 6 months unless approved by management.